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Find Out About Investor DSCR Loan

(Debt Service Coverage Ratio)

    • Subject Property Rental Income used to Qualify
    • No Income & No Employment & No Tax Returns needed
    • 620 Minimum FICO
    • Loan amount up to $3,000,000
    • Max cash in hand $1,000,000, no limit for LTV<55%
    • Single Family/2-4 Units/Warrantable and Non-Warrantable Condos/Condotels
    • Max 85% LTV
    • First-Time Investors Allowed
    • Less Than 1.00 DSCR Okay
    • Stabilize Payment with Interest Only Option
    • Gift Funds Allowed
    • Condotels

*Additional documents may be required for eligibility. Not all self-employed borrowers will qualify.   6 month adjustable starting rate 3.99% and APR of 4.889% Based on 740 score at 75% loan to value with a loan amount of $750,000. Full disclosure detailed here.

5.0 Client Rating on Google (Click To View)

Susan Woods – Ft. Lauderdale

My loan was handled quickly and efficiently. Communication with the team was on point and professional. The most painless mortgage I have ever experienced! I would definitely recommend Bill Medley and the QuestRock team to everyone. Highly recommend!

Susan Woods – Ft. Lauderdale, GA
Susan Murphy – Sandy Springs

Working with Bill and the rest of the team at QuestRock was an easy and seamless experience. They answered any and all questions I had along the way, and were very patient throughout the process. I highly recommend them!

Susan Murphy – Sandy Springs, GA
Zac Campbell – Dunwoody

QuestRock was absolutely the best service and support we’ve ever experienced during our latest purchase! With out a doubt will use them again. Thanks again for everything QuestRock! “You Rock!” 🙂

Zac Campbell – Dunwoody, GA
Bill Chambers – Atlanta

Excellent, very professional group. Got approved for refinance in less than 30 days. They worked closely with us and found ways to save us money. Highly recommended!!! Looking for another home now and will use again.

Bill Chambers – Atlanta, GA
Jaymin Patel – Roswell

It was a pleasure conducting my ‘refinance’ business with Bill Medley. I am very pleased and happy to partner with QuestRock as my home mortgage lender. Thank you for your professionalism and the highest level of courteous employees.

Jaymin Patel – Roswell, GA
Geoey Cook – Atlanta

These guys were great. I started with a traditional lender, but being a business owner I ran into issues with tax transcripts that derailed our closing. Bill Medley was able to find an alternative mortgage package for us that enabled us to refi our first house and buy another too! Five stars all day long.

Geoey Cook – Atlanta, GA
James M. – Atlanta

When I bought my home, there were several complications – an appraisal issue, and a credit issue – and I was concerned that my contract would fall through. Thankfully, I had Bill to help me navigate through the difficulties, and I was able to close on time.

James M. – Atlanta, GA
Dan S. – Jupiter

Simply put, Bill Medley is absolutely the best at what he does! He and his staff are knowledgeable, helpful, and honest. I recommend him to anyone who is looking for home financing!

Dan S. – Jupiter, FL
Tom S. – Woodstock

I have worked with Bill multiple times over the last several years. The first time was when I purchased my first home; I have since sold that home, bought a different one, plus refinanced that one. Bill has done the financing on all occasions as I’ve learned that I can trust his knowledge.

Tom S. – Woodstock, GA
Sean Murphy – Woodstock
Working with Bill and the rest of the team at QuestRock was an easy and seamless experience. They answered any and all questions I had along the way, and were very patient throughout the process. I highly recommend them!
Sean Murphy – Woodstock, GA