A DSCR Loan Might Be A Solution For You
- Subject Property Rental Income Used to Qualify
- No Income & No Employment & No Tax Returns Needed
- 620 Minimum Credit Score (FICO)
- Loan Amounts From $200k to $3,000,000
- Single Family/2-4 Units/Warrantable and Non-Warrantable Condos/Condotels
- Max 85% LTV
- First-Time Investors Allowed
- Less Than 1.00 DSCR Okay
- Stabilize Payment with Interest Only Option
- Gift Funds Allowed
5.0 Client Rating on Google Reviews!
These guys were great. I started with a traditional lender, but being a business owner I ran into issues with tax transcripts that derailed our closing. Bill Medley was able to find an alternative mortgage package for us that enabled us to refi our first house and buy another too! Five stars all day long.
Working with Bill and the rest of the team at QuestRock was an easy and seamless experience. They answered any and all questions I had along the way, and were very patient throughout the process. I highly recommend them!
I financed two of my homes with QuestRock and my experience interacting with Bill Medley and Lisa Berchock during the loan process I found Bill to be both professional and personable during my first call. He is very straightforward and delivers what he promises.
“I’ve had the best experience with Bill and the company. It was so quick and easy to get everything done in the time frame I was looking for. They are a very professional and personal team. Thanks for all your help! I will definitely give you referrals!”
It was a pleasure doing business with Bill and his team. They were professional, personable and dependable. Our experience with QuestRock was excellent and I would highly recommend them to anyone.
We lowered our interest rate significantly as Bill found rates that were very competitive with reasonable closing costs. From our initial loan application to closing, was less than four weeks. My wife and I have owned 10 homes through the years and dealt with many mortgage companies. Bill is a real professional and one of the best at providing fast, efficient and accurate service.
QuestRock was absolutely the best service and support we’ve ever experienced during our latest purchase! With out a doubt will use them again. Thanks again for everything QuestRock! “You Rock!” 🙂
“Excellent, very professional group. Got approved for refinance in less than 30 days.
They worked closely with us and found ways to save us money.
Highly recommended!!! Looking for another home now and will use again.”
“I would definitely recommend the QuestRock team. They got my clients approved with a great rate and Lisa diligently facilitated their file to the closing table.
They answered all their questions and made the process painless for my first time home buyers!”
“I have worked with Bill multiple times over the last several years. The first time was when I purchased my first home; I have since sold that home, bought a different one, plus refinanced that one. Bill has done the financing on all occasions as I’ve learned that I can trust his knowledge.”
What You Can Expect When You Contact Us
First, we’ll help you define your goals and discover unknown opportunities. Whether you’re buying your first investment property or are a seasoned pro, understanding your goals and objectives will help us find the perfect programs or opportunities that fit your needs and goals.
We are experts in home mortgage financing for investment property so we know exactly how to move through the process quickly and painlessly.
Next, we’ll guide you through any documentation you might need to complete your application.
We’ll only ask for what’s necessary, to protect your time and ensure everything moves along efficiently. Even if you weren’t approved in the past, don’t have recent tax returns, or have a lot of write-offs, our team are pros at this & will guide you through any obstacle – preventing you from making the common mistakes that can derail a closing.
Finally, you’ll receive your approval and be ready to move forward with purchasing. For most of our clients, this process takes just a few days – compared to the weeks or months you could spend with the big banks. Our team has a proven track record & a 5.0 rating on Google. You are going to be taken care of and get the best possible rate.
Get Honest Answers In About 15 Minutes By Phone, Text Or Email*