VA Home Loans
VA loans are available for veterans and service members who are currently enlisted in the US Army. In addition to active service members and veterans, VA loans are also available for eligible surviving spouses of those who have served.
VA home loans are extremely appealing to those who qualify, as they do not require a standard downpayment as many other loan options do. Instead, VA loans can provide up to 100% financing for those who qualify, allowing even those who are self-employed veterans to become homeowners without all of the hoops and hassles.
Benefits of VA Home Loans
VA loans have many notable benefits, which is why those who qualify do not often miss the opportunity to take advantage of them. Some benefits of VA loans that cannot be overlooked include:
- Competitively low-interest rates, especially when receiving a VA loan from a private mortgage lender such as QuestRock or bank that specializes in loans for veterans and service members.
- No down payment is required for traditional VA loans, as opposed to the standard 20% down payment for traditional loans or 3.5% down payments for FHA-qualified loans.It is important to note that when working with a private lender, you may be asked to provide a down payment. At Quest Rock, we can help you navigate this to ensure you are getting the best deal and the best rates possible.Our relationships come before our loans.
- Limited closing costs are also available with a VA loan, helping to save on the total cost of investing in a primary home.
As a veteran or a current active service member, you can use the VA home loan service throughout your entire life and even multiple times as you invest in more homes and properties.
Additional benefits of VA loans include foreclosure avoidance assistance, adapted housing grants, state resources, and even an interest rate reduction refinance loan option for those who qualify and want to lower their interest rates even more.
If you are a veteran or an active US service member and are looking for a way to reduce your interest rate or save on your next property investment, turn to QuestRock. At QuestRock, we pride ourselves on helping vets and active service members to find the home or property of their dreams.
Our specialists will work hard and diligently so you receive the lowest interest rate possible with your VA loan.
Even if you are a business owner or self-employed but you have served in the US military, QuestRock will ensure you receive the best rates and loan solutions possible.
Even if you are unsure if you qualify for a VA loan, we are here and happy to help.
Contact QuestRock to learn more and to get started with your loan application process today.
Looking to apply for a VA loan but you are unsure of where to begin? Let us help. Get in touch with QuestRock to discover how we can help you apply for and receive the VA loan you need.